Challenger

Established in 1985, Challenger Limited (Challenger) is an investment management firm that was listed on the Australian Securities Exchange (ASX:CGF) in 1987.

The foremost issuer of retail annuities in Australia, Challenger is the only financial services company dedicated to providing guaranteed, certain-return income stream products to both institutional and retail clients.

Today, the investment team in Challenger's APRA-regulated Life company, Challenger Life, manages over $8 billion in assets to secure income for approximately 60,000 clients.

In addition to making and meeting promises of guaranteed income and capital returns, Challenger has acquired interests in a number of leading boutique funds and acts as a gateway to other expert investment managers.

Challenger Annuities

In 2011 Challenger was named winner of the AFA/Plan for Life 'Annuity Provider of the Year' for the third year in a row. In addition, Challenger won the Long-Term Income Stream Award and the Income Stream Innovation Award for our Liquid Lifetime annuities.  

The income payments made by our annuities, and 100% of your capital, are guaranteed by Challenger Life Company Limited, a life company registered under the Life Insurance Act 1995 and regulated by the Australian Prudential Regulation Authority (APRA). Challenger must hold a minimum amount of capital, set by APRA, to ensure it can meet all investors' income payments into the future.

Challenger offers highly competitive earnings rates on our annuities and for years has often led the market in the rates it offers on its annuities.

The capital of Challenger's annuity investors is not exposed to any investment risk. Regardless of how investment markets perform, Challenger's annuities will reliably deliver on the capital and income promises made to our investors.

Challenger's annuities are commonly used by institutions, retail customers and financial advisers to:

  • Provide stable, regular retirement income that is payable yearly, half-yearly, quarterly ormonthly
  • Invest cash securely for the medium to long-term (up to 50 years)
  • Diversify from other secure investments such as bank term deposits

Find out more about Challenger's annuity products below:

For more information contact your financial adviser or call the Challenger Investor Services team on 13 35 66.